| Fees How much do our services cost? |
Fees for our services are determined as follows:
Small, one-time projects are billed at $ 150 per hour, with payment due when the work is completed.
Fees for comprehensive financial plans are typically $ 3,000 and up, based on the estimated effort,
complexity, time required and responsibility involved, but could be less in some situations. The fee is
disclosed in the client contract and will not change unless the client asks for, and approves, a change in
scope of the work to be delivered. An initial deposit of $500 will be charged when the contract is signed.
Periodic investment analysis (semi-annual or annual) of client portfolios is contracted for on an annual
basis and includes other financial advisory services. The fixed annual fee is clearly disclosed in the client
contract.
Fees are based primarily on the estimated effort required and the complexity of the client’s portfolio. An
initial deposit (up to a maximum of $1,200) is charged for these services. The balance of the fee is
charged when the portfolio analysis is completed. If two annual portfolio analyses are included, then 50%
of the remaining balance is charged at the completion of each portfolio analysis. In some cases, the
balance of the fee may be charged in four-quarterly payments due at the end of each contract-year quarter.
Other packaged services such as a “Financial Physical” (a short review of a client’s financial situation)
may also be offered for fixed fees, with payment due when the work is completed.
Refund Policy
When a contract is cancelled before completion, Patterson Advisors charges for all work completed prior
to the cancellation date based on its hourly rate of $150 per hour, less the amount of the initial deposit. If
the initial deposit is more than the cost of the work completed at the cancellation date, the client is
refunded the difference.
In any event, after the contract is completed, all fees paid other than the initial deposit, will be completely
refundable at any time up to six months following the completion of work, if the Client is dissatisfied for any
reason. Refunds will be payed within thirty days of the cancellation date or notice of dissatisfaction.
Small, one-time projects are billed at $ 150 per hour, with payment due when the work is completed.
Fees for comprehensive financial plans are typically $ 3,000 and up, based on the estimated effort,
complexity, time required and responsibility involved, but could be less in some situations. The fee is
disclosed in the client contract and will not change unless the client asks for, and approves, a change in
scope of the work to be delivered. An initial deposit of $500 will be charged when the contract is signed.
Periodic investment analysis (semi-annual or annual) of client portfolios is contracted for on an annual
basis and includes other financial advisory services. The fixed annual fee is clearly disclosed in the client
contract.
Fees are based primarily on the estimated effort required and the complexity of the client’s portfolio. An
initial deposit (up to a maximum of $1,200) is charged for these services. The balance of the fee is
charged when the portfolio analysis is completed. If two annual portfolio analyses are included, then 50%
of the remaining balance is charged at the completion of each portfolio analysis. In some cases, the
balance of the fee may be charged in four-quarterly payments due at the end of each contract-year quarter.
Other packaged services such as a “Financial Physical” (a short review of a client’s financial situation)
may also be offered for fixed fees, with payment due when the work is completed.
Refund Policy
When a contract is cancelled before completion, Patterson Advisors charges for all work completed prior
to the cancellation date based on its hourly rate of $150 per hour, less the amount of the initial deposit. If
the initial deposit is more than the cost of the work completed at the cancellation date, the client is
refunded the difference.
In any event, after the contract is completed, all fees paid other than the initial deposit, will be completely
refundable at any time up to six months following the completion of work, if the Client is dissatisfied for any
reason. Refunds will be payed within thirty days of the cancellation date or notice of dissatisfaction.
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |