Investment Analysis – typically includes:
- Education on investing fundamentals and determination of your personal risk
tolerance
- Selection of a target portfolio in line with your risk tolerance
- Development of a disciplined investment strategy
- Analysis of current investments
- Specific recommendations to achieve a low-cost, high-performing target portfolio
May also include:
- Contracted services for help with implementation of recommendations (buys and
sells are done via a Limited Power of Attorney arrangement)
- Hourly services to help teach clients how to do their own investment
implementation.
Benefits: Potential for significantly better returns with less risk, at a significantly lower cost.
Better organization and consolidation of your accounts. Establishment of a disciplined
approach that forces you to buy-low and sell-high instead of reacting emotionally. Peace
of mind that your risk level is in tune with your personality and expectations.
Recommended funds are all no load (no commission), have low management fees and
are highly rated. Other, fee-based advisors typically charge 1.0% or more of the assets
managed, annually. Substantial savings are typical as a result of our comparatively lower
fees. Other commission-based advisors typically charge either front-end loads of 4%-5%
or back-end surrender charges if funds are redeemed before some number of years
(usually 5 or more) with higher annual management fees (typically 0.5% or more).
Note: Included with annual investment services contract or as part of a
comprehensive financial plan.
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